Senior Loan Officer

Job Posted 9/28/2022
OE Federal Credit Union
250 N. Canyons Pkwy
Livermore, CA 94551
United States
Category Banking
Employee
Full-Time
Industry
Banking / Financial Services
Job Description

We are looking for a full-time Senior Loan Officer to join our dynamic team.  As a Senior Loan Officer, you will be responsible for assisting management in negotiating, underwriting and coordinating the closing of major complex consumer and residential loans, business development, reporting, training and policy and procedure review. As a lead role you will participate in attracting new applicants and retain existing loans through recapture programs.

 

To be successful in this position, an individual must be able to perform each essential duty satisfactorily:

  • Interview applicants, collect financial information, evaluate credit worthiness and eligibility for obtaining financing, deliver disclosures, order services and consult applicants on programs and services
  • Prepare and submit accurate complete applications, monitor and report on lending pipeline activities, exercise judgement and tact in communicating with applicants on loan decisions
  • Maintain a working knowledge of lending regulations and assist in the development of credit union products, services, policies, procedures, promotions, review appraisal reports, credit reports, and all general and supporting documents required for a loan
  • Follows established safety policies and procedures as outlined in the OEFCU Illness & Injury Prevention Program


Position Qualifications and Skills:

  • High School Diploma/GED required; Associates degree in a business- related field preferred
  • Three years of work experience in a credit decisioning capacity preferred
  • Must be able to travel at least 75-90% of time, or as needed
  • Experience with Consumer and Mortgage Loan Origination system preferred
  • Excellent verbal and written communication skills required
  • Proficiency in Microsoft Word, Excel and Outlook required
  • Bilingual in English and Spanish preferred

 

A list of some of the benefits we offer:

  • We emphasize a work/life balance
  • Premium pay for bilingual skills (English/Spanish)
  • Medical, dental and vision benefits that cover the employee, spouse and dependents
  • Retiree medical benefits
  • A defined benefit Pension Plan with employer contributions of $5.57/hour
  • Life Insurance/AD&D
  • 10 ½ Paid Holidays per year
  • 17 days of Paid Time Off (PTO) to start
  • A 401(k) plan
  • Employee loan discounts
  • Casual dress code

Are you ready to join our team?

If you think this job is the right fit for you, fill out our online application. Our application is pretty simple – you upload your resume and answer a few job-related questions. Once you have completed the application, your information will be sent to our Human Resources team instantly.


 

Employer

250 N. Canyons Pkwy
Livermore CA 94551
United States
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